Roth Conversions, IRA & 401(k) Rollovers, Distribution, Income, and Estate Planning

Wealth Conservation & Tax Planning Strategies...in the end...it is what you keep that counts!!!

We work within these planning areas utilizing the following services, strategies, and products:
 
  • Tax Free Retirement Planning www.MyTaxFreeRetirementPlan.com
  • Life Insurance Portfolio Review
    • Long term value analysis - is coverage performing as designed?
    • Is it efficient or should it be replaced?
    • Beneficiary designation & ownership
    • Design & implementation analysis - is it tax efficient?
  • Innovative Uses for Life Insurance
  • Non-Qualified Retirement Plan & Employee Benefit Designs
  • Legacy Planning/Estate Planning
  • Retirement Planning
  • 401k & IRA Mutual Fund Analysis www.401kwealthmanager.com
  • Disability and Business Overhead Expense Insurance
  • Long Term Care Insurance
  • Term Life Insurance Quotes
  • Income and Distribution Planning
  • Annuities
    • Multiple Year Guaranteed Annuities (MYGA's)
    • Single Premium Immediate Annuities (SPIA's)
    • Fixed Index Annuities
  • Pension Plan Review & Design
  • Roth Conversion Analysis
  • Managed Money Platforms
  • Non-traditional investment programs
    • Senior Life Settlements www.lifesettlements101.info
    • FDIC Insured Market Linked CD's (MLCD's)
    • Strctured Annuities (re-sale & purchase of existing annuity income streams)
  • Gold & Other Precious Metals    www.royalmetalsgroup.com 
  • CPA 2nd opinion referral service**
     
Approximately 16% of the taxpayers in the US pay 70% of the taxes.  To be in this exclusive club you only need taxable income of approximately $100,000/year.  The top 33% (income of $50,000+) pay over 91% of all taxes*.  With our enormous deficit and social program initiatives (Social Security, Medicare, Medicaid, etc.) as well as the seemingly unlimited government bail-outs, our taxes may very well spiral upward to pay for what many believe has been gross misconduct and fiscal mismanagement.  *Wisconsin Tax Payers Alliance, Oct 2006 
 
Your after-tax return (what you keep) matters most.  This is the reality, and that's why we favor investments and strategies that help our clients to keep more (by managing risk), and avoid over paying taxes.  
 
Don't be someone who avoids this important planning area.  Financial Solutions can help.  Let us help you design a cutting-edge integrated tax, investment, and financial planning strategy aimed at helping protect your invested assets against inflation, market fluctuations, and unnecessary taxes to the IRS.  We can help you manage risk, and show you ways many investors can defer taxes with a focus on reducing taxable income, capital gains, and estate taxes so that you have more money left over either for yourself or your beneficiaries.
 
If you have accumulated wealth to fund your retirement and estate, this is the type of wealth management you should have.  To meet this need, each of our clients have access to our experience and knowledge; however, understand that no one person or one firm can be "all things to all people".  We utilize a team approach of professionals to help address each and every one of our client's goals and objectives.  Depending upon your circumstances, we may elect to bring in CPA's, Attorneys, Long Term Care Specialists, and outside portfolio managers to ensure that your needs are addressed at the highest level. 

**Ask about our 2nd opinion CPA income tax review and tax preparation program.  A recent H&R Block survey concluded 80% of all returns have errors.  Let our referred CPA's review your tax returns.  Contact us for details.

Please click on the links to the right to learn more.  Send emails to joelw@financialsolutions-tx.com, call 866.240.2262 toll free or in Austin, TX call 512.280.6868.

 

 
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Statistics indicate 43% of 40-year-olds will suffer at least one long-term disability (lasting 90 days or longer) before age 65. Disability income insurance could help protect your most valuable asset: your ability to earn an income.

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