Roth Conversions, IRA & 401(k) Rollovers, Distribution, Income, and Estate Planning

Wealth Conservation & Tax Planning Strategies...in the end...it is what you keep that counts!!!

We work within these planning areas utilizing the following services, strategies, and products:
 
  • Tax Free Retirement Planning www.MyTaxFreeRetirementPlan.com
  • Life Insurance Portfolio Review
    • Long term value analysis - is coverage performing as designed?
    • Is it efficient or should it be replaced?
    • Beneficiary designation & ownership - is it correct?
    • Design & implementation analysis - is it tax efficient?
  • Innovative Uses for Life Insurance
  • Non-Qualified Retirement Plan & Employee Benefit Designs
  • Legacy Planning/Estate Planning
  • Retirement Planning
  • 401k & IRA Mutual Fund Analysis www.401kwealthmanager.com
  • Disability and Business Overhead Expense Insurance
  • Long Term Care Insurance
  • Term Life Insurance Quote Engine
  • Income and Distribution Planning
  • Annuities  www.annuityaustin.com
    • Multiple Year Guaranteed Annuities (MYGA's)
    • Single Premium Immediate Annuities (SPIA's)
    • Fixed Index Annuities
  • Pension Plan Review & Design
  • Roth Conversion Analysis
  • Managed Money Platforms
  • Non-traditional investment programs
    • Senior Life Settlements www.lifesettlements101.info
    • FDIC Insured Market Linked CD's (MLCD's) - ask for white paper
    • Strctured Annuities (purchase of existing annuity income streams)
  • Gold & Other Precious Metals    www.royalmetalsgroup.com
  • CPA 2nd opinion referral service**
     

Please click on the links to the right to learn more.  Send emails to joelw@financialsolutions-tx.com, call 866.240.2262 toll free or in Austin, TX call 512.280.6868.

**Ask about our 2nd opinion CPA income tax review and tax preparation program. A recent H&R Block survey concluded 80% of all returns have errors. Let our referred CPA's review your tax returns. Contact us for details.

 

 

 
Calculators

Mortgage Acceleration

This calculator can help you determine how soon you can pay off your mortgage.

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

Savings Goals

How much do you need to save each year to meet your long-term financial goals?

Financial IQ Test

Take this quick quiz to find out your Financial IQ

More Calculators →

Newsletters

HOT TOPIC: Will Federal Reserve Tactics Help the Ailing U.S. Economy?

This article looks at policy tools that the Federal Reserve has used in the past and may use going forward in its attempts to spur economic growth. It also explains the possible implications of a long-term, low-interest-rate environment for investors, savers, and retirees.

Favorable Dividend and Capital Gains Tax Rates Extended—for Now

The 2010 Tax Relief Act extended the 15% maximum tax rates on qualified dividends and long-term capital gains through December 31, 2012. But without further legislation, dividends will be taxed at ordinary income tax rates and capital gains tax rates will return to 20% (23.8% for investors in the two highest tax brackets) in 2013.

Bring Your Life Insurance Home From Work

Only 44% of American households have individual life insurance, a 50-year low. Many workers have life insurance as an employee benefit, however relying on a group policy could mean that coverage ends should a worker's job situation change. This article examines the benefits of term individual insurance and permanent life insurance.

HOT TOPIC: Understanding the Three New U.S. Trade Agreements

Congress recently approved trade agreements with South Korea, Columbia, and Panama. They are the first U.S. trade agreements in four years. This article examines the pros and cons of the agreements and how they may stimulate the U.S. economy.

More Newsletters →